Independent Review of Retirement
According to the Wall Street Journal, a
study by the human resources consulting
firm Hewitt Associates, found that nearly 45%
of workers feel they do not have enough
information to make the right investment
choices, and more than 50% want help
in making investment decisions. 45% of
401(k) investors have never adjusted their
investment mix, according to a survey by
the Retirement Services Roundtable and
Team Oliver now offers a 401(k) Portfolio
Review service for clients. This program is
designed for investors who have a limited
company-selected menu of fund choices
and would like some investment advice
For example, many 401(k) plans do not provide you with enough easily understood information
to make educated decisions regarding the allocation of your hard earned investment dollars.
A periodic third party professional review of your 401(k) portfolio may give you the security
you need to feel confident about your investment future. As an unbiased third party, Team Oliver
will review your plan and present recommendations to you, in writing, without conflicts of interest.
This service assumes that you have already made the commitment to save in a 401(k) plan with
a long-term strategy in mind. It is not intended to be a comprehensive financial planning tool.
Items to bring to the complimentary consultation:
• Most recent retirement plan statement (401(k, 403(b), etc)
• List of all fund options in the plan as well as their expense ratios
• Summary Plan Description (if readily available)
The review will contain the following information:
• A personal and independent review of your 401(k) portfolio
• Professional research data (when possible) which is not available to the average investor
• Comprehensive risk tolerance analysis for each individual and the combined risk tolerance with a spouse.
• Concise, customized written synopsis of your 401(k) review and suggested fund allocation
chart based on stated goals, age, and risk assessment
LET US HELP YOU MAXIMIZE YOUR 401(k) INVESTMENTTo get started, click here to request a 401(k) Portfolio Review or call us to set up a complimentary consultation.
Remember to bring your plan information to your consultation, and within two weeks, you will receive a written,
professional, and objective opinion with unbiased suggestions on how you can maximize your investments!
Financial Life Advisors (FLA), a Registered Investment Adviser, and Jim Oliver & Associates, P.C. (JOA) are under common ownership and control. Team Oliver is used to describe collaborative services of both firms. Professional tax services are provided by JOA and investment advisory services are provided by FLA, each under separate agreements.
Sign up here to schedule a
consultation with a member
of Team Oliver.
Please bring a copy of last
year's income tax return.